A Guide to Escrow Closing Costs

Owners Title Policy

Real Estate Commission

Escrow Fee

Document preparation fee for Deed

Request for Demand/s fee

Document transfer tax ($1.10 per $1,000 of sales price)

Los Angeles City Transfer Tax & Los Angeles City Area Tax

Any loan fees required by buyer's lender

Payoff of all loans in seller's name (or existing loan balance if being assumed by buyer)

Beneficiary Statement Fee Existing Lender

Interest accrued to lender being paid off

Statement Fees & Reconveyance Fees

Termite Inspection & Work (according to contract)

Home Warranty (according to contract)

Any judgment, tax liens, etc. against the seller

Recording charges to clear all documents of record against the seller

Tax pro-ration (for any taxes unpaid at the time of title transfer of title)

Any unpaid Homeowner's dues

Homeowners transfer & document fee

Any bonds or assessments (according to contract)

Any and all delinquent taxes

Notary Fee

Zone Disclosure

Title insurance premiums

Escrow Fee

Sub-Escrow Fee

Document preparation (if applicable)

Notary Fees

Recording charges for all documents in buyer's name

Tax pro-ration (from date of acquisition)

Homeowner's transfer fee

All new loan charges (except those required by lender for seller to pay)

Interest on new loan from date of funding to 30 days prior to first payment date

Assumption/Change of Records fees for takeover of existing loan

Home Warranty (according to contract)

Fire Insurance Premium for first year

Flood Insurance if required by lender